Individuals
Credit scores through mobile payment history.
How Does it Work?
Approximately 25 percent of the average household budget within this demographic is spent on energy. In Kenya, solar home systems in particular are a growing source of energy. Customers typically pay for these systems on a lease-to-own model using mobile money. Over 10,000 of these solar payment transactions take place daily across the country, the majority of which go unrecorded by financial institutions.
